:root{
  --bg:#070a14; --bg2:#0c1022; --card:rgba(255,255,255,.06); --card2:rgba(255,255,255,.04);
  --text:#f6f7ff; --muted:rgba(246,247,255,.72); --border:rgba(255,255,255,.12);
  --shadow:0 18px 55px rgba(0,0,0,.45); --radius:18px; --accent:#4f8cff; --accent2:#22c55e;
  --warn:#fbbf24; --font: ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;
}
*{box-sizing:border-box}
body{
  margin:0; font-family:var(--font); color:var(--text);
  background:
    radial-gradient(1100px 650px at 12% 12%, rgba(79,140,255,.22), transparent 55%),
    radial-gradient(900px 550px at 88% 18%, rgba(34,197,94,.16), transparent 58%),
    linear-gradient(180deg, var(--bg), var(--bg2));
}
.container{max-width:1120px;margin:0 auto;padding:0 18px 56px}
a{color:inherit}
.nav{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:18px 0}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;font-weight:950}
.logo{width:40px;height:40px;border-radius:14px;background:linear-gradient(135deg,var(--accent),var(--accent2));
  box-shadow:0 12px 28px rgba(79,140,255,.22)}
.navlinks{display:flex;gap:14px;flex-wrap:wrap;justify-content:flex-end}
.navlinks a{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:10px 14px;border-radius:999px;
  text-decoration:none;color:var(--muted);border:1px solid transparent;-webkit-tap-highlight-color:transparent}
.navlinks a:hover{border-color:var(--border);color:var(--text);background:rgba(255,255,255,.05)}
@media (max-width:720px){.nav{flex-direction:column;align-items:stretch}.navlinks{justify-content:flex-start}}
.hero{padding:14px 0 6px}
.hero h1{margin:0;font-size:clamp(30px,4.2vw,46px);line-height:1.06;letter-spacing:-.7px}
.hero p{margin:12px 0 0;color:var(--muted);font-size:clamp(14px,1.4vw,18px);line-height:1.65;max-width:82ch}
.badges{display:flex;gap:10px;flex-wrap:wrap;margin-top:14px}
.badge{display:inline-flex;gap:8px;align-items:center;padding:8px 12px;border-radius:999px;border:1px solid var(--border);
  background:rgba(255,255,255,.05);color:var(--muted);font-size:13px}
.grid{display:grid;grid-template-columns:1fr;gap:16px;margin-top:18px}
.card{border:1px solid var(--border);border-radius:var(--radius);background:linear-gradient(180deg,var(--card),var(--card2));
  box-shadow:var(--shadow);overflow:hidden}
.cardHeader{padding:18px 18px 0}
.cardHeader h2{margin:0;font-size:18px;letter-spacing:-.2px}
.cardHeader p{margin:8px 0 0;color:var(--muted);line-height:1.6}
.calcWrap{padding:18px}
.calc{display:grid;grid-template-columns:1fr 1fr;gap:14px;align-items:end}
@media (max-width:860px){.calc{grid-template-columns:1fr}}
label{display:block;font-size:13px;color:var(--muted);margin-bottom:8px}
input,select{width:100%;padding:16px 14px;border-radius:16px;border:1px solid rgba(255,255,255,.16);
  background:rgba(0,0,0,.20);color:var(--text);font-size:18px;outline:none}
input:focus,select:focus{border-color:rgba(79,140,255,.65);box-shadow:0 0 0 6px rgba(79,140,255,.18)}
.hint{margin-top:8px;font-size:12px;color:rgba(246,247,255,.62)}
.actions{grid-column:1/-1;display:flex;gap:12px;margin-top:6px}
@media (max-width:520px){.actions{flex-direction:column}}
button{cursor:pointer;border:1px solid rgba(255,255,255,.16);border-radius:16px;padding:14px 16px;font-weight:950;font-size:16px;
  color:var(--text);background:linear-gradient(135deg,rgba(79,140,255,.95),rgba(34,197,94,.55))}
button.secondary{background:rgba(255,255,255,.06)}
.results{margin-top:14px;display:grid;grid-template-columns:1fr 1fr;gap:12px}
@media (max-width:860px){.results{grid-template-columns:1fr}}
.stat{border-radius:18px;border:1px solid rgba(255,255,255,.12);background:rgba(0,0,0,.18);padding:16px}
.stat h3{margin:0 0 8px;font-size:13px;color:var(--muted);font-weight:900}
.big{font-size:36px;font-weight:980;letter-spacing:-.7px}
.small{margin-top:6px;color:var(--muted);font-size:13px;line-height:1.55}
.table{width:100%;border-collapse:collapse;margin-top:14px;border-radius:18px;overflow:hidden;border:1px solid rgba(255,255,255,.12);
  background:rgba(0,0,0,.16)}
.table td{padding:12px 14px;border-bottom:1px solid rgba(255,255,255,.10);font-size:14px}
.table tr:last-child td{border-bottom:none}
.table td:last-child{text-align:right;font-variant-numeric:tabular-nums}
.note{margin-top:14px;border:1px solid rgba(251,191,36,.30);background:rgba(251,191,36,.10);color:rgba(255,236,190,.92);
  border-radius:18px;padding:14px;line-height:1.6;font-size:14px}
.content{padding:18px}
.content h2{margin:18px 0 10px;font-size:18px;letter-spacing:-.2px}
.content p,.content li{color:var(--muted);line-height:1.75}
.content ul{margin:8px 0 0 18px}
.pills{display:flex;gap:10px;flex-wrap:wrap;margin-top:12px}
.pill{text-decoration:none;color:var(--text);padding:10px 12px;border-radius:999px;border:1px solid rgba(255,255,255,.12);
  background:rgba(255,255,255,.06);font-size:13px}
.pill:hover{background:rgba(255,255,255,.09)}
.footer{margin-top:26px;color:rgba(246,247,255,.62);font-size:12px;line-height:1.7}
.ad{margin-top:14px;border:1px dashed rgba(255,255,255,.25);border-radius:18px;padding:14px;text-align:center;
  color:rgba(246,247,255,.62);background:rgba(0,0,0,.14);font-size:13px}